职场英语：30岁前必须改掉的理财习惯
<p><span word="Age">Age</span> 30 <span word="gets">gets</span> <span word="inflated">inflated</span> <span word="by">by</span> <span word="everyone">everyone</span>. <span word="We">We</span>’<span word="ve">ve</span> <span word="asked">asked</span> <span word="users">users</span> <span word="and">and</span> <span word="experts">experts</span> <span word="for">for</span> <span word="the">the</span> <span word="top">top</span> 15 <span word="bad">bad</span> <span word="financial">financial</span> <span word="habits">habits</span> <span word="to">to</span> <span word="drop">drop</span> <span word="by">by</span> <span word="age">age</span> 30. <span word="Whether">Whether</span> <span word="you">you</span>’<span word="re">re</span> <span word="over">over</span> <span word="or">or</span> <span word="under">under</span> <span word="the">the</span> 30 <span word="mark">mark</span>, <span word="however">however</span>, <span word="take">take</span> <span word="heed">heed</span>:</p><p>大家一谈起30岁就不禁色变。我们向用户及专家请教了30岁时该改掉的15个糟糕理财习惯。不论您是未到还是已经过了30岁这道坎，都该有所注意：</p><p>1. <span word="Keeping">Keeping</span> <span word="all">all</span> <span word="of">of</span> <span word="your">your</span> <span word="money">money</span> <span word="in">in</span> <span word="a">a</span> <span word="checking">checking</span> <span word="account">account</span>.</p><p>所有资金都存在一个活期存款账户上。</p><p>2. <span word="Assuming">Assuming</span> <span word="that">that</span> <span word="you">you</span>’<span word="re">re</span> <span word="too">too</span> <span word="young">young</span> (<span word="or">or</span> <span word="too">too</span> <span word="old">old</span>!) <span word="to">to</span> <span word="start">start</span> <span word="investing">investing</span> <span word="for">for</span> <span word="the">the</span> <span word="future">future</span>.</p><p>以为现在开始就为将来投资，还为时过早或已经为时已晚!</p><p>3. <span word="Impulse">Impulse</span> <span word="shopping">shopping</span> — <span word="you">you</span> <span word="should">should</span> <span word="learn">learn</span> <span word="to">to</span> <span word="buy">buy</span> <span word="what">what</span> <span word="you">you</span> <span word="actually">actually</span> <span word="need">need</span>.</p><p>冲动购物——你该试着只买必需品了。</p><p>4. <span word="Asking">Asking</span> <span word="parents">parents</span> <span word="for">for</span> <span word="money">money</span>.</p><p>向父母伸手要钱。</p><p>5. <span word="Not">Not</span> <span word="asking">asking</span> <span word="for">for</span> <span word="a">a</span> <span word="raise">raise</span> <span word="when">when</span> <span word="you">you</span> <span word="deserve">deserve</span> <span word="one">one</span>.</p><p>该加薪时羞于启齿。</p><p>6. <span word="Waiting">Waiting</span> <span word="to">to</span> <span word="start">start</span> <span word="your">your</span> <span word="financial">financial</span> <span word="planning">planning</span> <span word="until">until</span> <span word="after">after</span> <span word="you">you</span>’<span word="re">re</span> <span word="married">married</span>.</p><p>等待结婚后再开始理财计划。</p><p>7. <span word="Thinking">Thinking</span> <span word="that">that</span> <span word="investing">investing</span> <span word="can">can</span> <span word="only">only</span> <span word="be">be</span> <span word="boring">boring</span>.</p><p>觉得投资相当枯燥。</p><p>8. <span word="Paying">Paying</span> <span word="your">your</span> <span word="credit">credit</span> <span word="card">card</span> <span word="without">without</span> <span word="checking">checking</span> <span word="the">the</span> <span word="charges">charges</span> <span word="on">on</span> <span word="the">the</span> <span word="bill">bill</span>.</p><p>刷卡消费时不看账单金额多少。</p><p>9. <span word="Not">Not</span> <span word="having">having</span> <span word="a">a</span> <span word="firm">firm</span> <span word="grasp">grasp</span> <span word="of">of</span> <span word="your">your</span> <span word="budget">budget</span>: <span word="what">what</span> <span word="you">you</span> <span word="can">can</span> <span word="afford">afford</span>, <span word="what">what</span> <span word="you">you</span> <span word="can">can</span>’<span word="t">t</span>, <span word="when">when</span> <span word="you">you</span> <span word="can">can</span> <span word="afford">afford</span> <span word="to">to</span> <span word="splurge">splurge</span> <span word="a">a</span> <span word="little">little</span>, <span word="and">and</span> <span word="when">when</span> <span word="you">you</span> <span word="need">need</span> <span word="to">to</span> <span word="save">save</span> <span word="for">for</span> <span word="a">a</span> <span word="while">while</span>.</p>
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